Empowering Humanity Without Tears
Al-Hilaal CMS Ltd is a springboard designed to launch our esteemed members into prosperity. The first Islamic Cooperative Society offering interest-free loans within the Ogun State Civil Service.
Founded at the Governor's Office Central Mosque, Oke-Mosan, Abeokuta by the Muslim community of Ogun State Civil Service.
Al-Hilaal Cooperative Multipurpose Society Limited was established in March 2007 when the Executive Committee of the Governor's Office Central Mosque realized the urgent need to strengthen the financial position of Muslim Public/Civil Servants through a Shari'a-compliant cooperative.
Debuting as the first and only Islamic Cooperative Society within the Ogun State Public/Civil Service, Al-Hilaal provides interest-free loans to members in obedience to Allaah (SWT) and the practice of Prophet Muhammad (SAW).
From 17 founding members in July 2007, the Society grew to 64 members within its first year. Today, Al-Hilaal manages multiple welfare schemes including a 26.5-acre estate at Denro Village along the Abeokuta–Ayetoro Road.
Join Al-Hilaal TodayCarefully designed programmes to meet every financial need of our members — from daily welfare to retirement and real estate.
Core savings and interest-free loan facility. Members pool resources and access loans up to 12× their monthly remittance at zero interest.
Save throughout the year and receive your full balance two weeks before Eid-ul-Adha. Members can also purchase livestock (rams) conveniently through our Ileya Livestock Purchase sub-scheme.
Established in 2012, this scheme encourages members to save towards a financially stress-free retirement.
26.5 acres of real estate at Denro Village, near Customs checkpoint on the Abeokuta–Ayetoro Road, with essential amenities.
Acquire household and electronic items with only 25% upfront; balance spread over 6 months. Includes Ramadan Packages and livestock purchase.
Members' funds are invested in Islamically permissible (Sharī'a-compliant) stock markets to grow wealth ethically.
Every policy and programme of Al-Hilaal is guided by clear, member-centred objectives rooted in Islamic principles.
Operate an interest-free Cooperative Society in obedience to Allaah (SWT)
Inculcate savings culture among Muslim Public/Civil Servants in Ogun State
Provide interest-free loans subject to the rules and regulations of the Society
Encourage members to invest funds in the Society's business initiatives
Invest in Sharī'a-compliant stock markets for the benefit of all members
Initiate diverse schemes that are genuinely beneficial to members' welfare
Acquire and lease assets for the use and benefit of Al-Hilaal members
Promote Islamic brotherhood, mutual understanding and cooperation
Constitute a solid source of moral, financial and spiritual inspiration
Educate members through seminars, workshops, symposia and lectures
Al-Hilaal is managed by capable and experienced cooperative officers who bring their expertise to the society's daily operations.
